buildings & contents insurance

Building and Contents Insurance, the main benefits:

- Building can be insured (up to a maximum of £300,000)

- Contents can be insured (up to a maximum of £40,000)

- Up to 30% no claims discount after 5 years claim free period

- First time buyers receive a 15% introductory discount

- Wide choice of standard cover options – combined building and contents insurance

- Building only insurance

- Accidental damage cover for buildings

- Accidental damage cover for contents

- Personal possessions cover for valuables outside the home

- Premiums collected by monthly direct debit (with no additional interest charges)

The main criteria of the policy

- Your property is built in brick or stone with a slate or tiled roof and located within the UK, Channel Islands or Isle of Man.

- Your property will be permanently occupied by you and or your immediate family.

- You or any member of your family have not been convicted or are not currently charged with any offence other than a driving offence, or have not had any personal insurance declined, cancelled or agreed on special terms.

- Your property will not be left unoccupied for any reason for more than 30 days at a time.

For buildings & contents insurance we usually offer products from a single provider.

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